The owner of this website, Víctor Latorre (hereinafter, "the Owner"), with Tax ID 49099283-X, informs users that the domain https://valqash.com (hereinafter, "Valqash") uses cookies and similar technologies.
The following details what cookies are, which ones we use, and how you can manage them.
1. What are cookies?
A cookie is a small text file that is downloaded to your browser when you access certain web pages. Its purpose is to store and retrieve information about the navigation carried out from that device, such as remembering your login or analyzing the website's performance.
2. Cookies used in Valqash
In accordance with the information provided, Valqash uses its own and third-party cookies for the purposes detailed below:
A. Technical and session cookies (necessary)
These are strictly necessary for the correct functioning of the platform and the provision of the service requested by the user.
- Purpose: Manage the user session, allow registration and authentication via Firebase Authentication (Google).
- Language preference: the first-party
localecookie, valid for one year, remembers the language chosen in the site's own switcher. It collects no personal data and is not shared with third parties. - Management: As they are necessary for the service, they cannot be deactivated without the site ceasing to function correctly.
B. Analytical cookies (optional)
These are cookies that, processed by us or by third parties, allow us to quantify the number of users and perform the measurement and statistical analysis of how users use Valqash.
- Provider: Google Analytics.
- Purpose: Analyze website use, understand browsing habits, and improve the interface of the personal finance SaaS.
- Information processed: Browsing data, IP address, and technical logs.
C. Security cookies (optional)
These are cookies that protect the contact and newsletter forms against automated submissions.
- Provider: Google reCAPTCHA.
- Purpose: Tell people apart from automated programs when a form is submitted.
- Information processed: IP address, browser and device data, and interaction with the page.
- Management: Google reCAPTCHA is only loaded if you accept it in the consent panel, where it is disabled by default. If you decline it, you can browse the site normally, but you will not be able to submit the forms until you enable it from “Cookie settings”.
Note on advertising: Valqash informs that it currently does not use its own advertising cookies nor does it perform advertising segmentation activities based on user profiles.
D. Details of the cookies on this website
The table below identifies every cookie that may be set while browsing valqash.com. Analytics and security cookies are only set if you accept them in the consent panel.
| Cookie | Provider | Purpose | Type | Duration |
|---|---|---|---|---|
locale | Valqash (first party) | Remember the language chosen in the site's switcher. | Technical | 1 year |
klaro | Valqash (first party) | Store the choices made in the cookie consent panel. | Technical | 120 days |
_ga | Google (Google Analytics) | Distinguish users to produce usage statistics. | Analytics | 2 years |
_ga_<ID> | Google (Google Analytics) | Keep the session state for usage statistics. | Analytics | 2 years |
_GRECAPTCHA | Google (reCAPTCHA) | Carry out the risk analysis that tells people apart from automated programs. | Security | 6 months |
NID | Google (reCAPTCHA) | Google cookie that reCAPTCHA may read or set for security and fraud prevention. | Security | 6 months |
The durations of Google's cookies are those Google states in its documentation and may change.
3. International data transfers
By using infrastructure, analytics and security services from Google (Firebase, Google Analytics and Google reCAPTCHA), the data collected through these cookies is transferred to servers located in the United States.
This international data transfer is carried out under the protection of Standard Contractual Clauses (SCC) approved by the European Commission, guaranteeing an adequate level of protection in accordance with the General Data Protection Regulation (GDPR).
4. Management and deactivation of cookies
You can review or withdraw your consent at any time through the “Cookie settings” link in the footer of every page on this site, which reopens the consent panel with your current preferences.
Users also have the possibility to configure their browser to be notified of the receipt of cookies and to prevent their installation on their computer.
You can check the instructions and manuals of your browser for further information:
- Google Chrome: Settings → Privacy and security → Cookies and other site data.
- Mozilla Firefox: Settings → Privacy & Security → Cookies and Site Data.
- Safari: Preferences → Privacy.
- Microsoft Edge: Settings → Cookies and site permissions.
Please note that if you block technical cookies (especially those from Firebase for authentication), you will not be able to access your Valqash account or manage your personal finances effectively.
5. Contact
For any questions regarding this Cookie Policy, you can contact the Owner via email: info@valqash.com.
For more information on the processing of your personal data, we recommend consulting our Privacy Policy.